We know because we’ve been there We know what it’s like to be in the trenches fighting fraud. We’ve sat in the same seats as our clients, experienced similar issues, and mitigated them with a laser focus on not only preventing fraud but also ensuring an excellent...

Like so many technologies in the fraud prevention realm, third-party fraud prevention platforms have come a long way since their inception. They’ve offered protection and flexibility to not only prevent fraudulent transactions but to also increase acceptance of...

What is “real-time” data?  Due to the technical requirements to satisfy a complex global payments platform, Payments Orchestration is a concept that is here to stay. As depicted in the white paper: The Payments Orchestration Layer: Necessary functionality in the...

Fitting 3D-Secure with payments architecture This post is not an explainer about 3D-Secure 2.X (3DS2). If you are looking for a better understanding of this topic before diving in, here’s a list of resources that we’ve curated to answer the following questions:  What...

In the ongoing game of cat and mouse between fraudsters and organizations with an online presence, two forces are paramount: preventing fraud while also minimizing friction for the user. Add too many steps in the user’s authentication process, they’ll drop off. Which...

“I came across this portion of code and everyone avoids it, it’s called payments.”-Joel Taylor, Where’s My Money? Presented at PaymentsFN 2020 The more I watch engineers present on payments, the more abundantly clear it becomes to me that engineers view payments not...

It’s a push-and-pull as old as time (well, as old as ecommerce, anyway): merchants need more assurance that a customer is who they say they are—and the customer desires a frictionless transaction process without too many verification speedbumps. Despite the common...

With payment providers offering 300+ payment methods for acceptance, it can be difficult to determine when and where to display which payment method. Churn can happen thanks to the confusion of integrating so many potential payment methods. The objective of payments...

While the average person on the street couldn’t define “behavioral biometrics” off the top of their head, these technologies are quietly helping to save them from ending up a statistic. With billions of login credentials hacked every year, plenty of people are...